Expert Mortgage Advice and Mortgage Brokers Across New Zealand
At Kingbird Limited, we’re more than just licensed financial advisers; we are your dedicated partners in navigating the complexities of mortgage and home financing. Registered with the Financial Markets Authority (FMA) as a Class 2 Financial Adviser Provider (FAP Licence: 1000364), we offer expert guidance to both wholesale and retail clients.
Our mortgage advisers have access to a comprehensive network of major banks and niche lenders across New Zealand. We meticulously assess your financial situation, perform all the necessary legwork, and secure the most favourable mortgage rates we can, ensuring that the recommended lender aligns perfectly with your specific needs.
Expert Mortgage Advice
Our seasoned loan experts are with you every step of the way - from the initial application to the final steps of the house-buying process. We focus on providing tailored solutions that meet your financial goals, ensuring a smooth and successful transaction.
We Do The Hard Work
Rely on us to connect you with the right financial adviser. We constantly update our knowledge of the latest market trends and lending criteria, allowing you to save time and effort. With Kingbird, you have a dedicated team doing the heavy lifting.
Free Consultation
Begin your journey to homeownership with a no-obligation, free consultation. Contact us today to receive personalised, expert financial advice tailored to your needs.
Have you been turned down by your bank?
- Do you need bridging finance?
- Are you newly self-employed or have had a “blip” year?
- Are you asset rich and cash poor and need finance?
- Do you have a credit rating issue?
We have access to a variety of non-bank short and longer-term lending solutions.
Let us do the legwork and find the solution!
Home Lending
There are plenty of things to consider when getting a home loan:
- Are you a first-home buyer?
- Do you need to refinance your mortgage?
- Need help with financial planning?
- Do you need to top up your mortgage?
- Are you getting construction loan?
Contact us and spend 10 minutes discussing your needs. We do the legwork and identify the best loan product to meet your requirements.
Property Purchases
Do you need help with the following:
- How to start climbing the property ladder?
- How much can you afford?
- How to meet the lending criteria of the banks?
- Applying for a pre-approval?
- Need step-by-step guidance on getting a mortgage?
- Help you get up to 95% LVR (5% deposits for Kāinga Ora lending only)
- Buying a rental property for property investment?
- How to negotiate the purchase price and get the best terms for you?
Refinancing
Here are a couple of reasons to consider refinancing:
- Is your loan up for renewal?
- Struggling to keep up with your loan repayments?
- Has an unexpected event affected your finances?
- Do you want to take advantage of lower interest rates and new terms?
- Are you considering alternative banking options?
Construction Loans
Looking to build your new home? Our loan experts can help with:
- Fixed-price contracts
- Turn-key contracts
- Buying off-the-plans
- Labour only contracts
- Factory-built houses or “prefabs”
- Relocatable dwellings (to move to a site and connect)
We’ll manage the finance process for you and ensure you get the best lending arrangement for your situation.
Refixing
Refixing your loan can help with the following:
- Has your initial fixed term expired?
- Do you want to take advantage of the lower interest rates?
- Have your circumstances changed?
- Do you want to look at alternatives and options?
- Need help with getting the best pricing from your existing bank?
Getting a mortgage with Kingbird is simple.
Kingbird will try to make the mortgage adventure as simple as possible by following a 6 step process. We take the hard work away by doing the leg work for you.
KINGBIRD IS REGISTERED and licenCed as a class 2 Financial advice provider (“FAP”) (license FSP1000364) and can provide advice to both WhOLESALE and retail clients. this license is issued by the FMA (New zealand FINANCIAL markets authority).
KINGBIRD ALSO HOLDS A CERTIFiCATE From the commerce commission for the provision of consumer credit contracts. We can arrange and manage a mortgage for you.
1. Firstly we want to understand your needs
We will arrange a call or meeting to discuss your needs. This may take only 10 minutes and can be via phone, face to face or a video call.
2. Secondly we gather information and data
We assist you to provide the information and data to allow us to establish your needs and objectives.
3. We then analyse and review the options
We then analyse the information you provide and look at the different options to meet your needs while following the lender's criteria.
4. We provide you with the options
We do the leg work to look at as many options as possible to suit your needs and then make recommendations to meet those needs.
5. Implementation
If you agree with the recommendations, we then implement them by working with the lenders to finalise agreements and get things underway.
6. Ongoing review
Circumstances change from time to time, so we will arrange to keep in contact and review if the recommendations are still appropriate for any changes in your circumstances. We work with you!
Application Form
Applying online for finance is quick and confidential. Once we receive this info one of our home loan advisors contact you to progress your application further.