Need a mortgage to buy a house, refinance, top up or Build a new home?
We Do The Legwork For You.
Kingbird Limited is registered and licensed by the FMA as a Class 2 Financial Adviser Provider (FAP License: 1000364) and provides advice to both wholesale and retail clients.
Kingbird has access to most major tier 1 and tier 2 banks and lenders so we will do the legwork and find the best lender for you and your needs.
Expert Mortgage Advice
Kingbird we will guide you through the entire process. We will work with yout to get the results you need and the best solution to meet your circumstances.
We Do The Hard Work
Experience the Kingbird difference, we connect you with the right financial adviser so you can free up your own time and let us do the heavy lifting. We do the legwork so you don't have too!
Free Consultation
Call use for a free consultation and expert financial advice. Lets see how we can assist you to get that dream home.

Been turned down by your bank?
- Have you been turned down by your bank?
- Need Bridging finance
- Are you are newly self-employed or have had a “blip” year
- Are you asset rich and cash poor and need finance,
- Do you have a credit rating issue
We have access to a variety of non-bank short and longer-term lending solutions.
Let us do the legwork and find you a solution

Home Lending
Are you a first home buyer, need refinance, a mortgage, financial planning, top up or construction loans and want to understand the process and your options.
Or click here to go to www.firsthomecoach.co.nz
Contact us and spend 10 minutes discussing your needs. We do the legwork and identify the best solution to meet your requirements.
Property purchases
Do you want to know:
- Calculating affordability
- The best bank (or none-bank) for you (or non-bank if main bank criteria isn’t met)
- Seek pre-approval
- Understand the step-by-step guidance of getting a mortgage
- Help you get up to 95% LVR (5% deposits for Kāinga Ora lending only)
- Negotiate pricing to obtain you the best terms


Refinancing
Has you loan come up for renewal or you want to refinance due to changes in circumstances
- Want to take advantage of lower interest rates and new terms
- Want to look at alternative banking options
We can help!
Construction finance
Looking to build your new home
- Fixed-price contracts
- Turn-key contracts
- Buying off-the-plans
- Labour only contracts
- Factory-built houses or “prefabs”
- Relocatable dwellings (to move to a site and connect)
We’ll manage the finance process for you and ensure you get the best lending arrangement for your situation


Re-fixing
- Has your initial fixed term expired and you want to take advantage of the lower interest rates
- Has your circumstances changed?
- Do you want to look at alternatives and options?
- Seek the best pricing from your existing bank as well as advise on other market pricing
Contact us now!
Getting a mortgage with Kingbird is simple.
Kingbird will try to make the mortgage adventure as simple as possible by following a 6 step process. We take the hard work away by doing the leg work for you.
KINGBIRD IS REGISTERED and licensed as a class 2 Financial advice provider (“FAP”) (license FSP1000364) and can provide advice to both WhOLESALE and retail clients. this license is issued by the FMA (New zealand FINANCIAL markets authority).
KINGBIRD ALSO HOLDS A LICENSE From the commerce commission for the provision of consumer credit contracts. We can arrange and manage a mortgage for you.
IAN BAILEY, A DIRECTOR AND OWNER OF KINGBIRD LIMITED, holds a personal license issued by the fma to provide PROVIDE FINANCIAL ADVIcE SERVICES IN RELATION TO RESIDENTIAL MORTGAGES. (license fsp1000411)
1. Firstly we want to understand your needs
We will arrange a call or meeting to discuss your needs. This may take only 10 minutes and can be via phone, face to face or a video conference call
2. Secondly we gather information and data
We assist you to provide the information and data to allow us to establish your needs and objectives.
3. We then analyse and review the options
We then analyse the information you provide and look at the different options to meet your needs against the lenders criteria.
4. We provide you with the options
We do the leg work to look at as many options as possible to suit your needs and then make recommendations to meet those needs
5. Implementation
If you agree with the recommendations we then implement them by working with the lenders to finalise agreements and get things underway
6. Ongoing review
Circumstances change from time to time, so we will arrange to keep in contact and review if the recommendations are still appropriate for any changes in your circumstances. We work with you!
Application Form
Applying online for finance is quick and confidential. Once we receive this info one of our home loan advisors contact you to progress your application further.